What coverage does the mandatory SOAP (Seguro Obligatorio de Accidentes Personales) provide in Chile?

1. It covers material damage, theft, and total loss of the insured vehicle
2. It covers death, bodily injuries, and medical expenses of victims (driver, passengers, and third-party pedestrians) involved in a traffic crash
3. It covers mechanical breakdowns and roadside towing services
4. It pays municipal traffic fines on behalf of the driver