Practice question

What is the difference between 'first-party' and 'third-party' insurance claims in a motorcycle accident?

First-party is a claim against the at-fault driver; third-party is against your own insurer
First-party is a claim against your own insurer; third-party is a claim against the at-fault party's insurer
They are the same type of claim
First-party involves government claims; third-party involves private claims

Answer: B — First-party is a claim against your own insurer; third-party is a claim against the at-fault party's insurer

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