Practice question

What is the penalty for driving without insurance in New York?

  1. Possible fines, suspension of your license, or registration
  2. warning from law enforcement
  3. Requirement to pay a monthly fee
  4. Mandatory community service hours

Answer: A — Possible fines, suspension of your license, or registration

The penalty for driving without insurance in New York includes serious consequences such as fines, suspension of your driving privileges, and potential registration issues. New York state law requires all drivers to have a minimum level of insurance coverage. If caught driving without insurance, individuals may face substantial financial penalties and their vehicle's registration could also be revoked. Moreover, continuing to drive without insurance can lead to additional legal repercussions. Options suggesting a warning from law enforcement, a requirement to pay a monthly fee, or mandatory community service do not accurately reflect the legal ramifications associated with the offense of driving uninsured in New York.

Practice more: New York Driver License (DMV) Written Practice Test →