Practice question

Under New York law, what is required when a vehicle is involved in a crash causing property damage exceeding a threshold amount?

  1. No DMV report is needed when a crash causes property damage but no injury, even when the damage exceeds the statutory reporting threshold
  2. A Report of Motor Vehicle Accident (MV-104) must be filed with the DMV within 10 days if property damage exceeds $1,000
  3. Only responding police officers need to file a report when damage is substantial, while drivers have no DMV reporting duty after a property-damage crash
  4. A DMV crash report is required only when a person suffers an injury or death, not when property damage exceeds the statutory reporting threshold

Answer: B — A Report of Motor Vehicle Accident (MV-104) must be filed with the DMV within 10 days if property damage exceeds $1,000

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