Under Article 14 of the Interim Measures (Order No. 42), which of the following criminal record conditions constitutes an absolute disqualification for obtaining a Ride-Hailing Driver Qualification Certificate?

1. Having any record of violent crime (暴力犯罪记录)
2. Having a record of civil contract litigation for unpaid credit card debt
3. Having an administrative penalty for minor jaywalking as a pedestrian
4. Having a minor non-traffic commercial contract arbitration dispute