A self-employed TDVL applicant is behind on CPF MediSave contributions. What should the applicant understand?

1. MediSave compliance is irrelevant to vocational licensing
2. The applicant may need to regularise MediSave matters because LTA lists this requirement for self-employed applicants
3. The applicant can replace MediSave compliance with a higher course fee
4. Only PHC drivers need MediSave compliance