Practice question

What is the psychological concept of 'Risk Compensation' (Risikokompensation / Wilde's Risk Homeostasis Theory) in driving behavior?

  1. An insurance discount granted after 5 years of claim-free driving
  2. Compensation paid to road workers after accidents
  3. Drivers adjust their behavior to maintain a subjective target risk level; when safety technology (e.g. ABS, ESP, 4WD) makes them feel safer, they may drive faster, follow closer, or take greater risks
  4. The mandatory financial deposit required to open a driving school

Answer: C — Drivers adjust their behavior to maintain a subjective target risk level; when safety technology (e.g. ABS, ESP, 4WD) makes them feel safer, they may drive faster, follow closer, or take greater risks

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