What are the consequences of not wearing a seatbelt?

Answer: C — Both A and B

Not wearing a seatbelt can lead to serious consequences that affect both personal safety and legal standing. The correct response highlights that not wearing a seatbelt significantly increases the risk of injury or death in a crash. This is because seatbelts are designed to restrain occupants during sudden stops or collisions, preventing them from being thrown forward or ejected from the vehicle. Additionally, there are legal implications for not buckling up. Many states impose fines for driving without a seatbelt, which can also influence the driver's insurance rates. Insurance companies often view failure to wear a seatbelt as a higher risk behavior, potentially leading to increased premiums. Overall, the combination of increased danger in a crash and legal repercussions emphasizes the importance of seatbelt use, making the choice that encompasses both aspects the most comprehensive answer.