Practice question

What is the purpose of uninsured motorist (UM) coverage?

  1. It covers damage to your vehicle from natural disasters
  2. It pays for your injuries if you are hit by a driver with no insurance
  3. It replaces collision coverage when the other driver is at fault
  4. It covers medical bills for passengers in other vehicles

Answer: B — It pays for your injuries if you are hit by a driver with no insurance

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