What must a minor's parent or guardian provide before you negotiate a contract with a minor?

Answer: D — notarized signature in the "Consent to Purchase" section of the Application for Title and Registration

Before negotiating a contract with a minor, it's essential to obtain a notarized signature in the "Consent to Purchase" section of the Application for Title and Registration from the minor's parent or guardian. This requirement is in place to ensure that the transaction has the legal backing and approval of the adult responsible for the minor. Minors are considered not fully capable of entering into legally binding contracts on their own, so having a guardian's consent is crucial for the validity of the contract. This notarized consent helps protect both the minor and the buyer, ensuring that all parties understand and agree to the terms of the sale. It also provides a legal safeguard that can prevent disputes later on regarding the legitimacy of the minor's ability to enter the agreement. Other options like bank statements, driver's licenses, or insurance policies do not fulfill the legal requirements for consent needed to engage in a contract with a minor.