Practice question

What type of insurance is mandatory in Arizona?

  1. Comprehensive insurance
  2. Liability insurance
  3. Collision insurance
  4. Health insurance

Answer: B — Liability insurance

In Arizona, liability insurance is mandatory for all drivers. This type of insurance provides financial protection to cover the costs associated with injuries to other people and damage to their property if you are found to be at fault in an accident. The state has set specific minimum coverage limits that drivers must maintain to ensure they can compensate others in the event of an accident. This requirement helps protect both the driver and others on the road by ensuring that there is a financial safety net in place. Comprehensive insurance, collision insurance, and health insurance are not required by law in Arizona. Comprehensive insurance covers damage to your vehicle from non-collision incidents like theft or natural disasters, while collision insurance covers damage from accidents involving your vehicle. Health insurance, although important for medical care, is not a requirement for driving and does not directly relate to vehicle operation or liability coverage. Thus, liability insurance stands out as the essential coverage mandated by Arizona law.

Practice more: Arizona Drivers Permit Practice Exam →