You do not have to stop for a stopped school bus that is loading or unloading children if:

1. You are traveling in the opposite direction on a two-way roadway that has four or more lanes.
2. You are traveling in a rural area and the road has a large shoulder on each side.
3. You are traveling in the same direction on a two-way roadway that has four or more lanes.
4. The speed limit in the area is under 25 miles per hour.