Under MPS Order No. 163, what penalty is imposed on a bus driver who fails to fasten their seat belt while operating on an expressway or urban expressway (在高速公路、城市快速路上行驶时未按规定系安全带)?

1. 6 points deduction and license suspension
2. 12 points deduction and administrative detention
3. 1 point deduction and a monetary fine
4. No penalty points, verbal warning only