Practice question

What is the minimum required PDL coverage under the No-Fault law in Florida?

  1. $5,000
  2. $10,000
  3. $15,000
  4. $20,000

Answer: B — $10,000

Under Florida's No-Fault law, the minimum required Personal Injury Protection (PIP) coverage is set at $10,000. This law mandates that drivers carry PIP insurance to cover medical expenses and lost wages for themselves and passengers, regardless of who is at fault in an accident. The correct response reflects the enforced minimum amount because this coverage is intended to ensure that drivers have immediate access to medical benefits following an accident, minimizing the need for litigation to recover damages for injuries. The amounts noted in the other options do not meet the established legal requirements for PDL coverage under this law. It's crucial for drivers in Florida to maintain at least the minimum PIP coverage of $10,000 to comply with legal obligations and to ensure adequate protection in the event of an accident.

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