Practice question

What is the minimum coverage required for liability insurance in Georgia?

  1. $25,000 per person for bodily injury, $50,000 per accident, $25,000 for property damage
  2. $50,000 per person for bodily injury, $100,000 per accident, $50,000 for property damage
  3. $25,000 per person for bodily injury, $25,000 per accident, $25,000 for property damage
  4. $30,000 per person for bodily injury, $60,000 per accident, $30,000 for property damage

Answer: A — $25,000 per person for bodily injury, $50,000 per accident, $25,000 for property damage

The minimum coverage required for liability insurance in Georgia is set to protect individuals involved in accidents. The correct answer specifies a coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. This means that if you're at fault in an accident, your insurance would cover up to $25,000 for each person's bodily injuries (up to the maximum of $50,000 for all injuries in a single accident) and $25,000 for any property damage resulting from the accident. Understanding this minimum coverage is essential because it ensures that drivers have a basic level of financial protection for injuries and damages caused to others. This coverage is part of Georgia’s mandatory insurance requirements to ensure road safety and responsibility among drivers. The other options indicate higher amounts or different structures that exceed Georgia's minimum requirements. Knowing the exact specifications helps in not only staying compliant with the law but also in making informed decisions about your insurance needs.

Practice more: Georgia Class F Drivers License Practice Test →