When are you legally required to report an accident?

Answer: B — Whenever there's property damage

You are legally required to report an accident whenever there is property damage. This is crucial because it ensures that all incidents, regardless of whether there are injuries, are officially documented. Reporting accidents helps in the proper assessment of damages and can be important for insurance claims, legal accountability, and any potential legal proceedings that may follow. Even if injuries are not evident or there are no visible severe damages, the impact on vehicles or property should be formally recorded to provide a clear record of the incident. This requirement serves to protect all parties involved and helps maintain order on the road. The other options imply limitations or conditions that do not fully encompass the legal obligations surrounding accident reporting.