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New York Independent Adjuster, Motor Vehicle No‑Fault and Workers’ Compensation Health Services Adjuster (Series 17-72) Practice Test
Practice mode
Question
1
of 10
QUESTION 1 / 10
Which of the following resins is commonly used to replace heavier metals when manufacturing or repairing automobile parts?
Choose one answer below.
A
Polypropylene
✓
B
Polyvinyl Chloride (PVC)
✓
C
High Density Polyethylenes (HDPEs)
✓
D
Polystyrene
✓
QUESTION 2 / 10
What is the primary purpose of the Property Damage Liability coverage?
Choose one answer below.
A
To cover medical payments for injuries to the driver.
✓
B
To cover expenses incurred due to damage to another person's property.
✓
C
To provide rental reimbursement for the insured.
✓
D
To cover lost wages resulting from an accident.
✓
QUESTION 3 / 10
What is the maximum time an adjuster may be imprisoned for an act of insurance fraud that does not affect the financial stability of the company?
Choose one answer below.
A
5 years
✓
B
7 years
✓
C
10 years
✓
D
15 years
✓
QUESTION 4 / 10
When is comparative negligence applied in auto insurance claims?
Choose one answer below.
A
When both parties are found at fault
✓
B
When damages exceed policy limits
✓
C
When there is insufficient evidence
✓
D
When the policyholder admits fault
✓
QUESTION 5 / 10
Which circumstance will typically NOT result in coverage under a standard Workers’ Compensation policy?
Choose one answer below.
A
Injuries sustained on the job
✓
B
Illness due to workplace conditions
✓
C
Injuries occurring during lunch breaks
✓
D
Injuries due to horseplay at work
✓
QUESTION 6 / 10
Which Act was established to protect individuals from abuses of information in their credit files?
Choose one answer below.
A
The Fair Credit Reporting Act
✓
B
The Consumer Protection Act
✓
C
The Credit Control Act
✓
D
The Privacy Protection Act
✓
QUESTION 7 / 10
What is the primary function of the Foreign Coverage Endorsement?
Choose one answer below.
A
To extend medical benefits when overseas
✓
B
To provide coverage for property damage abroad
✓
C
To protect against workers' compensation claims while overseas
✓
D
To increase liability coverage for international shipments
✓
QUESTION 8 / 10
How does an insured's personal auto policy apply when renting a vehicle on vacation?
Choose one answer below.
A
The insured's policy provides primary coverage
✓
B
The rental company's insurance provides primary coverage
✓
C
The insured's PAP provides excess liability coverage
✓
D
The insured has no coverage while renting
✓
QUESTION 9 / 10
In New York, what is the maximum fine for violating a cease and desist order from the Superintendent?
Choose one answer below.
A
$1,000
✓
B
$2,500
✓
C
$5,000
✓
D
$10,000
✓
QUESTION 10 / 10
Which loss would typically be excluded from an auto dealer's garage policy?
Choose one answer below.
A
Fire damage to the premises
✓
B
Damage to a customer's vehicle
✓
C
Collision with another vehicle
✓
D
Theft of inventory
✓
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